Meet the team

Real people. Local roots. Lifelong relationships.

Every member at Stone Health is paired with a dedicated advisor — not a call queue. These are the licensed humans on the other end of the line.

Founder spotlight
Heather Stone, Founder & CEO of Stone Health Insurance Specialist
Founder CEO
Founder & CEOLicensed in FL · MI · TN · TX · NC

Heather Stone

Founder & CEO · Stone Health Insurance Specialist

For more than two decades, Heather has helped families and individuals navigate health insurance, Medicare, life insurance, and special-needs coverage with clarity and care. She founded Stone Health to put real, licensed humans back at the center of an industry that too often hides behind call queues and fine print.

CEBS, CHRS, and CHSNC certified. Featured in Kiplinger's, Fox 4, and WINK News. Member of the national Health Care Reform Legislative Team since 2010.

"My mission is to help every family find coverage they can trust with guidance they can understand."
— Heather Stone, Founder
As featured in

Heather's expertise, in the national conversation.

A selection of outlets and recognitions that have featured Heather's commentary on health insurance, Medicare, special needs planning, and reform. Article links available on request.

Additional appearances include the national Health Care Reform Legislative Team (2010–2017, 2021–present), insurance consulting for Liberty Tax Professionals and UnitedHealthcare, and ongoing speaking engagements on Medicare, ACA reform, and special-needs financial planning. Citations and clips available on request — heather@stonehealthins.com.

Meet our team

Licensed specialists across every line we offer.

Heather pairs you with the right advisor based on what your household actually needs — not on whoever picks up first.

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Allyson Carlstrom

Leadership · Licensed Advisor

Individual Health Insurance

Leads our individual health insurance practice — helping members compare Marketplace and off-exchange plans with confidence.

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Cory Gervis

Leadership · Licensed Advisor

Health · Medicare · Life

Focused on health, Medicare, and life insurance strategies that match each household's real budget and goals.

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Eli Downey

Leadership · Licensed Advisor

Personal Lines · Auto · Home

Heads up our personal lines team — auto and home coverage built around the way real families live.

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Makayla Michaels

Licensed Advisor

Individual Health · Life

Works one-on-one with individuals and families on health and life coverage that fits the long view.

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Gabriel Menendez

Licensed Advisor

Personal Lines · Auto · Home

Helps members protect what they've built — quoting and bundling auto and home policies across our licensed states.

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Nataly Escandale

Licensed Advisor (Bilingual)

Individual Health · Medicare · Spanish

Bilingual advisor serving Spanish-speaking members through health and Medicare enrollment, renewals, and questions.

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Anne Edwards

Licensed Advisor

Medicare · Life

Works one-on-one with individuals comparing Medicare options and pairing the right life coverage alongside them.

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Daniel Irrizary

Licensed Advisor

Individual Health · Medicare

Guides individuals through health and Medicare plan selection — from first quote to plan activation.

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Ashley Ricca

Licensed Advisor

Individual Health · Medicare

Helps members navigate enrollment, ID cards, and the day-to-day questions that come up after coverage starts.

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Raymond Lasko

Life Advisor

Life Insurance

Dedicated life insurance advisor — term, whole, and final expense coverage matched to each family's plan.

Want to know who you'd be working with?

Book a 15-minute intro call and we'll match you with the right advisor on the first try.

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