Human first
You'll work with the same advisor year after year. Not a queue. Not a chatbot.
We're an independent agency founded by Heather Stone after her own family's health crisis revealed how confusing insurance really is. Today we serve families across Florida, Michigan, Tennessee, Texas, and North Carolina with one promise: real advice, in plain English.
Stone Health was founded with one simple mission — to help people feel cared for, understood, and confident when making some of life's most important decisions.
For years, Heather has worked closely with individuals, families, and seniors, guiding them through the often confusing world of Medicare and health insurance with compassion, honesty, and personal attention. What began as helping clients find the right healthcare coverage quickly became something much deeper — building lasting relationships rooted in trust.
As those relationships grew, so did the needs of the families we served. Clients began turning to Stone Health not only for Medicare guidance, but also for help protecting their homes, vehicles, loved ones, pets, and financial future. They wanted one trusted place they could rely on for life's everyday protections and long-term peace of mind.
Today, Stone Health has evolved into a modern insurance advisory dedicated to protecting every part of your life — offering Medicare, health, life, auto, home, and pet insurance solutions tailored to each individual and family.
But while our services have expanded, our heart has never changed. We still believe insurance should feel personal. We still believe people deserve real guidance — not pressure. And we still believe trust is earned through relationships, education, and genuine care.
Whether you're preparing for retirement, protecting your growing family, purchasing a new home, or planning for the unexpected, our goal is to make the process feel simpler, clearer, and far less overwhelming.
Because at Stone Health, this business has never simply been about insurance policies. It's about helping people protect what matters most — with confidence and peace of mind every step of the way.
"One trusted place to protect every part of your life."
25+
Years licensed
5
States served
80k+
Trusted clients
4.9★
Member rating
You'll work with the same advisor year after year. Not a queue. Not a chatbot.
We're appointed with every major carrier so we recommend what fits — never what pays.
No jargon, no fine print surprises. We explain trade‑offs before you sign.
We live here. Your neighbors, your doctors, your community — we know the landscape.

Owner & Agency Manager
Founder of Stone Insurance. CEBS, CHRS, and CHSNC certified, with 25+ years guiding families through health, Medicare, and special needs planning.
Senior Advisor
Walks members through Medicare, health, and life coverage with the patience of someone who's done it a thousand times — because she has.
Client Care Lead
Your first call when life shifts — a new job, a new ZIP, a confusing letter from a carrier. Ashley handles it.
A 15‑minute conversation with a real advisor — no pressure, no obligation.
Book a call